Find Credit Worthy Customers, Optimize Process, Increase Revenues

Accelerate your lending with precision and confidence powered by Credit Decision Engine. Prequalify customers based on credit score and credit reports and safeguard your business. Automate decision making and scale business effortlessly. Remove guess work from financial risk. 
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Get Instant Access To Top Credit Bureaus & Multiple Data Sources
Mortage
Auto dealers
Business loans
Loan refinancing
Student loans
Dentist
Healthcare
Real Estate
Solar
Tenant Screening
Real Estate
Solar
trans union
Experian logoEQUIFAX
trans union
Experian logoEQUIFAX
trans union
Experian logoEQUIFAX

Industry.

Mortgage
Auto dealers
Business loans
Dentist
Loan refinancing
Healthcare
Real Estate
Solar
Tenant Screening
Student loans
Debt Consolidation
Personal loans
Property management
Retail
Background check

We Support Soft & Hard Credit Check Across Industries

Mortgage
Automobiles
Business loans
Buy Now Pay Later
Loan refinancing
Medical Loans
Real Estate
Solar
Tenant Screening
Student loans
Debt Consolidation
Personal loans
Property management
Retail
Background check

we support Soft & Hard credit checks across diverse industry sectors.

Mortgage
Auto dealers
Business loans
Dentist
Loan refinancing
Healthcare
Real Estate
Solar
Tenant Screening
Student loans
Debt Consolidation
Personal loans
Property management
Retail
Background check
Lending Made Easier

Comprehensive Credit Decision Engine for Your Business Needs

Integrate with Credit Bureaus and multiple other data sources

Gain instant access to comprehensive credit reports from Equifax, TransUnion, and Experian to assess credit worthiness of your customers. We connect with multiple data providers to deliver insights on fraud alerts, ID verification, Military Lending Act compliance, OFAC, and watchlists etc. Our system is versatile, allowing integration with the data provider of your choice.

Prequalify customers

Automatically prequalify customers and streamline the lending process with instant assessment of credit eligibility based on predefined criteria. Ensure accurate, efficient, and risk-mitigated decision-making to enhance customer experience and improve operational efficiency.

Automate workflows and improve productivity

Generate personalized product offers based on customer profiles, needs, and financial behavior. Send customized email and SMS based on predefined criteria. Assign variable interest rates, deposits, loan amount and terms based on a customers credit profile.

Benefits

Benefits for SMB

Digital Onboarding

Onboard customers digitally reducing manual work and errors. Enjoy faster approvals, improved risk management, and enhanced customer satisfaction.  Digital onboarding reduces drop-offs, and improves user experience.

Webforms

Our web forms ensure instant credit decisioning. Capture leads, prequalify customers in real-time, and generate personalized credit offers directly on your site. Boost your business efficiency and growth.

Detailed Dashboards

Intuitive dashboards that provide real-time insights. Monitor key metrics, track application statuses, and analyze performance trends with ease. Empower your team with data-driven decision-making, improve operational efficiency, and enhance overall credit risk management.

Military Lending Act

Lenders must adhere to the MLA regulations, which involves integrating systems to check military status, ensuring disclosures meet legal requirements, and adjusting loan terms to comply with the 36% MAPR cap. Non-compliance can result in significant penalties and voided loan agreements.

Regulatory compliance

Ensure your business stays compliant to key regulations, safeguards consumer data, and conducts real-time compliance checks. Protect your business from legal risks and build customer trust effortlessly while enhancing your decision-making process.

Multiple Data Sources

Seamless integration across multiple data sources. Retrieve and consolidate customer information from various platforms to deliver accurate and comprehensive credit assessments.

Key Features

Lending Decisions Made Seamless & Efficient.

Digital Onboarding

Digital Onboarding

Onboard customers digitally reducing manual work and errors. Enjoy faster approvals, improved risk management, and enhanced customer satisfaction.  We customize your digital onboarding process to suit your needs.

Webforms

Webforms

Ready-to-use web forms that can be seamlessly integrated into your website to prequalify customers based on credit reports.

Detailed Dashboards

Detailed Dashboards

Intuitive dashboards that provide real-time insights. Monitor key metrics, track application statuses, and analyze performance trends with ease. Empower your team with data-driven decision-making, improve operational efficiency, and enhance overall credit risk management.

BackTesting

Our Credit Decision Engine includes robust backtesting capabilities, enabling lenders to evaluate and optimize credit strategies using historical data. By simulating new models on past applicants, businesses can assess risk models, improve accuracy, and refine decision criteria. Gain insights to enhance credit policies and effectively reduce default risks.

Regulatory compliance

Ensure your business stays compliant to key regulations, safeguards consumer data, and conducts real-time compliance checks. Protect your business from legal risks and build customer trust effortlessly while enhancing your decision-making process.

Custom Development

We design and build bespoke features to meet your unique business needs, enhancing existing platforms or creating new functionalities and loan origination systems. We tailor seamless connections between your existing software and new applications, ensuring optimal data flow and efficiency.

Solutions

Automate Your Business

Engines

No transection limit
Fast transections
Secure payments
No transection limit
Rules Engine: Utilizes the rules engine to define eligibility and suitability criteria for different products.
Scoring Engine: Leverages the scoring engine to assess risk and determine appropriate pricing and terms for each product.
Decision Engine: Works with the decision engine to offer the most suitable products to customers based on their profiles and creditworthiness.
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Personalized Offers

Personalized Offers: Generate personalized product offers based on customer profiles, needs, and financial behavior.
Cross-Selling and Up-Selling: Identify opportunities for cross-selling additional products or up-selling higher-value products.
Real-Time Offer Delivery: Deliver product offers in real-time through various channels such as email, SMS, and web portals.
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Integration

Data Integration: Seamlessly integrate with other systems like CRM, ERP, and data warehouses to ensure accurate and up-to-date information.
APIs and Connectors: Provide APIs and connectors for integrating with external data sources, partner systems, and third-party services.
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Auto dealers
Mortage
Business loans
Dentist
Loan refinancing
Healthcare
Tenant Screening
Real Estate
Property management
Solar
Student loans
Personal loans
Retail
Debt Consolidation
Tenant Screening
Background check
Pricing plan

Choose a plan that Suits Your business

Starter

$199/mo
  • 100 applications
    $1.99 additional application
  • Number of webforms 1
  • Number of users 1
  • Decision Engine Flows 1
Talk to an Expert

Elite

$999/mo
  • 1000 applications
  • $0.99 per additional application
  • Number of webforms 5
  • Number of users 5
  • Decision Engine Flows 3
Talk to an Expert

Enterprise

Custom Pricing
  • Custom solution
  • Dedicated Support
  • Advanced Integrations
  • Please contact us for custom pricing
Talk to an Expert
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